Title: President

Company: Financial Concepts LTD.

Location: West Orange, NJ, United States

WEST ORANGE, NJ, October 17, 2013, Joseph L. Berniger, President of Financial Concepts LTD., has been recognized by Elite American Executives for dedication, achievements and leadership in insurance.

An industry veteran with 49 years of professional experience, Mr. Berniger has been serving as the president of the insurance, and retirement and estate planning company for the past 30 years. He is an expert in pension design and specializes in the fields of retirement and estate planning. As the president of the company, Mr. Berniger handles the daily business operations and works with 30 to 40 insurance companies.

Mr. Berniger is licensed to sell insurance in New Jersey, New York, Connecticut, Florida and Georgia, and is happy and willing to assist clients who reside in those areas with their insurance needs. A graduate of Yale University, Mr. Berniger attributes all the success he has experienced in his career to his work ethic and to putting in the time to get the job done.

Contact Joseph Berniger